Business Bank cards

Business clients can take advantage of the benefits offered by ProCredit Bank cards. This is a simple and secure way to pay businessexpenses quickly and conveniently, at any time, without the need to carry cash with you. 

The ProCredit Bank card is as well a necessary tool to have access to all the services provided in the bank's 24/7 zones.

For more information, please contact us at 2316008840 or 801 100 71 71

or Visit a branch of the bank, convenient for you.

How to pay contactless with VISA Business payWave?

  • At the POS terminal or another prominent place in the premises look for a sign for contactless payment;

         

  • After the cashier enter the amount of the purchase bring your card to the specified location with the symbol of POS terminals;
  • The terminal has audible and light signal after the transaction is completed;
  • If the purchase is up to EUR 25, PIN code entering is not required;
  • No signature is required regardless the amount.
  • No issuance fee;
  • No additional charge for products and services purchased using the card domestically, abroad or on the Internet;
  • Contactless payments for amount up to EUR 25;
  • Access to your money at all times;
  • Visa Electron cards have a chip, which protects the cardholder from fraudulent activity.

The 3-D Secure code provides additional safety for online card payments. All cards issued by ProCredit Bank (Bulgaria) EAD have this added security feature and are enrolled in the Verified by Visa programme.

The Verified by Visa logo should appear on the websites of participating retailers. These sites will require the 3-D Secure code to be entered when making online payments.

For internet merchants not participating in the Verified by Visa programme, no 3-D Secure code will be required.

For security reasons, the Bank has the right to decline card payments at certain Internet retailers which participate in the Verified by Visa programme but do not require entry of the 3-D Secure code.

Details

Appropriate for all cards issued by ProCredit Bank (Bulgaria) EAD
Password

Cardholders should register by themselves when they make their first online payment to a merchant (retailer), participating in the Verified by Visa program.

For the already registered cardholders- the password is a 6 digit combination. It is automatically sent via SMS to the cardholders’ number. The password may be used only once for the specific payment requested.

Aim As an additional tool for protection and identification online, the 3-D Secure code is used to confirm secure online card payments to retailers participating in the Verified by Visa programme.
Fees Please see the Bank’s price list

 

Registration

  • For currently registered cardholders:

           All currently registered cardholders with a static password will automatically be registered for a dynamic one.

 

  • For cardholders who haven’t used the 3D Secure code for internet payments yet:

          Registration can be completed while shopping. When making an online payment on a website with the Verified by Visa logo, you will be invited to register for the programme. The necessary steps for registration are as follows:

            - Respond correctly to two preliminary questions specified by ProCredit Bank (Bulgaria) EAD
        - Upon successful identification, a new page will be loaded where you must enter the 3-D Secure code which you define.

When finished registering and completing the payment, ProCredit Bank (Bulgaria) EAD recommends that cardholders visit the Profile management section of the website, where they can register hint questions and personal messages to easily manage services and increase the level of security.

Safety recommendations for operating with the banking cards of ProCredit Bank on an ATM:

If you are performing the operation abroad, pay attention whether the logo, which is also attached to your card, is present on the ATM;

  • Give preference to ATM, positioned in a branch of a bank;
  • When entering your PIN, cover the keyboard with your hand and do not allow others to watch you;
  • Do not forget your card in the ATM slit;
  • If you find anything wrong during the operation, you can cancel it by pressing the CANCEL button;
  • If the ATM withholds your card, contact the issuing bank immediately. The contact phones are indicated on the ATM;
  • Do not trust persons, who offer to help you and ask you to repeat the operation by entering your PIN code.

 

Safety recommendations for using the banking cards of ProCredit Bank on the Internet:

Locate the sign . If this sign is present on the site, this means that it has been verified by the international card organization, which makes it relatively safer;

  • Do not make payments from public access computers;
  • Do not leave the card number or your other personal data near your computer and do not put them in documents, files, etc.;
  • Do not give your personal data and these of your card to another, in order to avoid abuse when paying online;
  • Do not enter a PIN - in order to make a payment online, you don't enter a PIN, but a CVC (indicated on the back of the card itself).

 

Recommendations for keeping the PIN and the banking card 

Keeping the Personal identification Number (PIN):

  • The PIN should be kept well, since it is through it that you access your funds. No one but you should know your PIN; 
  • It is best to memorize your PIN - do not write it down or give it to another person;
  • Do not keep you card and PIN together;
  • If you decide to change your PIN, do not use subsequent numbers or numbers, which are easy to guess, like birthdates, your phone number, your car, etc.

How to keep your banking card properly?

  • Protect your card from mechanical damage like bending, breaking, scratching, damping.

 

TELEPHONE NUMBERS for contact in the case of issues with the banking card 
ProCredit Bank: 

Call Centre phone number: 2316008840 or 801 100 71 71.