Consumer loan
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Advantages
What do we finance with a consumer loan?
With a consumer loan we can finance the Installation for net metering, buying a motor vehicle, home renovation, education, refinancing your debts with another bank as well as other current needs.
Consumer Loan Benefits:
- Clear and transparent terms and conditions
- Financing of up to EUR 50,000 over a period of up to 10 years
- Equal monthly instalments
- Fast process
Frequently asked questions
The loan application process is fast and easy. You fill in the contact form on the website. You will receive a phone call from our team to clarify all matters relating to the loan.
In order to apply for a loan from ProCredit Bank, you must be a Greek citizen with permanent residence in Greece and must have a valid ID document. It is important that you have a regular and verifiable income, pay your health, social security and taxes in Greece, and have a good credit history. When you apply for a loan, we usually take into account the income of your entire household, which improves your chances of approval.
Our terms and conditions are transparent and clear. There is only one fee associated with the consumer loan, EUR 100 is payable during the loan disbursement.
We do not require any insurance for the loan.
The loan is repaid in monthly instalments automatically from your salary account on the agreed in advance date.
Early repayment of Consumer loan:
• for floating interest rate - free of charge
• for fixed interest rate depending on remaining time to maturity
• less than 1 year - 0.5%
• over 1 year - 1%
