Housing loan with a fixed interest rate
Apply easily and entirely online
Plan your dream home with confidence and peace of mind! Secure monthly installments and protection from unforeseen market changes.
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Fixed interest rate for the first 3 years
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Repayment period up to 30 years
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Preliminary approval
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Advantages
- Financing up to 85% of the market value of the property
- Loan term and currency - up to 30 year in BGN and EUR
- No need to take out life insurance
- Fully online process – from submitting the request to signing the loan agreement.
Example:
For Housing loan „New Home" the amount of EUR 100 000 with salary transfer and a loan period of 15 years, fixed annual interest rate for the first 3 years 6-month EURIBOR + 1.25 p.p., min. 3,50%, application processing fee EUR 100, collateral valuation fee EUR 145, fee for preparing of documents for mortgage registration EUR 100, creditworthiness assessment fee EUR 150: equal monthly installments EUR 717.34 for the first 3 years, total amount due (principal, interest and fees) EUR 131 295.94. Annual percentage rate of charge (APRC) - 3.88%.
Information about ProCredit Bank's interest methodology is available in the official interest bulletin.
