EcoMobility Loan

EcoMobility Loan

Why finance your electric vehicle and/or charging station with us?

  • No complicated procedures – with a loan from ProCredit Bank you apply entirely online.
  • You choose your own insurance company.
  • You immediately become the owner of the asset. You do not need a power of attorney from the bank to drive abroad.
  • You can also purchase a second-hand electric vehicle up to 6 years old from the time of first registration.
  • We can also finance your auxiliary costs for import and servicing of the electric vehicle.
  • Together with the electric vehicle or separately afterwards, we can finance the purchase of a charging station under the same financial terms.
  • The loan is also applicable to other electric vehicles such as bicycles, buggies, ATVs, scooters, etc.
  • Minimum loan amount EUR 5 000.

Advantages of purchasing a car with a bank loan compared to leasing for an electric vehicle:

  • direct ownership of the asset - no need for power of attorney from the owner
  • freedom in choosing the car insurance company
  • one-time transfer of ownership of the asset

EcoMobility loan also allows financing for used electric vehicle, which has been initially registered less than 3 years ago and has been driven for less than 50 000 kilometers.

The investment is suitable for private individuals as well as for different types of businesses.

For Legal entities

Borrowers

legal entities, sole proprietors, freelancers and registered agricultural producers

Loan amount

up to 100% of the value of the purchased car

Loan currency

EUR

Loan period

from 6 months up to 7 years

Loan fees

according to the bank`s price list for legal entities

Interest rate

Floating interest rate 1.50% + 6-month EURIBOR + Law 128/75 levy (min 3.95%)

Collateral
  • pledge on the vehicle
  • co-debtor or another form of collateral upon the bank’s request

 

What kind of car can I buy with an EcoMobility loan?

We finance the purchase of fully electric cars. They can be new or used. If they are used, they must have a first registration date of less than 6 years without a limit on the kilometers traveled.

You had a credit for charging stations. Where is it?

EcoMobility unites the two target loans under the same financial conditions. Why do we have two names when one is enough!

What is needed to apply for an EcoMobility loan?

As with other loans for private individuals, anyone with Greek citizenship (permanent residence), a regular income, regularly paid their taxes and have a clean credit history can apply for an Ecomobility loan.

What documents do you require?

It is important for us that you provide us with an offer to purchase the electric vehicle before the loan is approved.