EcoMobility Loan
The advantages of an electric car:
- registration tax, no luxury tax, no traffic tax in Greece
- average mileage with a single battery charge of 280 km for new electric vehicles up to 40 000 EUR
- no carbon emissions when driving
- standard battery charging time between 4 - 8 hours, on a fast charging station - between 20 - 40 minutes
- Lower cost for servicing than a conventional car
Advantages of purchasing a car with a bank loan compared to leasing for an electric vehicle:
- direct ownership of the asset - no need for power of attorney from the owner
- freedom in choosing the car insurance company
- one-time transfer of ownership of the asset
Credit EcoMobility also allows financing for used electric vehicle, which has been initially registered less than 3 years ago and has been driven for less than 50 000 kilometers.
What we achieved?
In 2015 we invested in our first 10 electric cars. Now electrified vehicles are above 60% of the cars we use.
For Legal entities
| Borrowers | legal entities, sole proprietors, freelancers and registered agricultural producers |
| Loan amount | maximum - 100% of the value of the purchased car |
| Loan currency | EUR |
| Loan period | from 6 months up to 5 years |
| Loan application fee |
50% of theTariff for legal entities and sole proprietorships (example: for up to EUR 200 000 loan, application fee is EUR 150) |
| Interest rate |
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| Disbursement fee | 0,3% of the loan amount, min. EUR 50 |
| Management fee | 0,3% per year on the outstanding loan amount, min. EUR 50 |
| Collateral |
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For Private individuals
| Borrowers |
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| Loan amount | maximum - 100% of the value of purchased car |
| Loan currency | EUR |
| Loan period | from 6 months up to 5 years |
| Loan application fee | EUR 50 |
| Disbursement fee | no fee |
| Management fee | no fee |
| Interest rate |
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| Collateral |
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Example for private individuals
For loan "EcoMobility" on amount of EUR 30,000, EUR 5,000 down payment, loan period 5 years, annual interest rate 3.00%+levy, equal monthly installment EUR 547.80, total amount due (principal, interest and fees) EUR 33 217.94. Annual percentage rate of charge (APRC) - 4.17%.
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