The loan application process is fast and easy. You fill in the contact form on the website. You will receive a phone call from our team to clarify all matters relating to the loan.
Consumer Loan
Consumer loans for private clients up to EUR 50,000
Consumer and investment loans are the ideal solution for the purchase of a motor vehicle, renovation and furnishing, personal needs or refinancing.
- interest rate of 8.60% (8.00% + 0.60% levy of Law 128/75)
- Repayment period up to 10 years
- Fully online process
- Quick response
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Consumer Loan Installment Calculator
Monthly installment 0 EUR / month
Total amount due 0 EUR
Annual percentage rate of charge (APRC) 0 %
APRC 0 %
Interest rate 8.60 %
*Annual percentage rate of charge
| Fees | |
|---|---|
| Request consideration fee | 100.00 EUR |
| Monthly account service fee | 5.00 EUR |
Consumer Loan Application Process
1. Fill in and submit the application form
It is important for us to understand more about the financing you are seeking in order to make you an offer.
2. We will give you a call
Expect a call from our team.
3. Contract signature
The signing of the loan contracts is done at PCB Thessaloniki branch
4. Loan amount utilization
The loan will be disbursed into your ProCredit Bank account within 24 hours of contract signing.
Consumer Loan Advantages
What do we finance with a consumer loan?
With a consumer loan we can finance the Installation for net metering, buying a motor vehicle, home renovation, education, medical treatment, refinancing your debts with another bank as well as other current needs.
Consumer Loan Benefits:
- Clear and transparent terms and conditions
- Financing of up to EUR 50,000 over a period of up to 10 years
- Equal monthly instalments
- Fast process
Our clients about us
Frequently asked questions
In order to apply for a loan from ProCredit Bank, you must be a Greek citizen with permanent residence in Greece and must have a valid ID document. It is important that you have a regular and verifiable income, pay your health, social security and taxes in Greece, and have a good credit history. When you apply for a loan, we usually take into account the income of your entire household, which improves your chances of approval.
Our terms and conditions are transparent and clear. There is only one fee associated with the investment loan, EUR 100 is payable in advance.
We do not require any insurance for the loan.
The loan is repaid in monthly instalments automatically from your salary account on the agreed in advance date.
1.00% when the outstanding loan term is more than 1 year.
0.50% when the outstanding loan term is less than 1 year.
