Internet Payment Protection

Internet Payment Protection

All cards issued by ProCredit Bank (Bulgaria) EAD are enrolled automatically in the Verified by Visa programme which increases the online payments security.

The Verified by Visa logo should appear on the websites of participating retailers. These sites will ask clients to enter  additional passwords  when conducting Internet payments.

For internet merchants not participating in the Verified by Visa programme, no passwords will be required.

In case of payments via Internet at merchants participating in the Verified by Visa Programme (VbV), payment with the card shall be made by entering a static password (automatically generated) and one-time password (3D security code) or confirmed by using PIN/biometric authentication through the mobile application.

The 3D security code is dynamic and is received in an SMS message to a mobile telephone of the CARDHOLDER registered with the IT system of the BANK.

Appropriate for all cards issued by ProCredit Bank (Bulgaria) EAD
Password Payments are verified by using PIN/biometric authentication through the mobile application or with two passwords:
- Static (constant)
- Dynamic (one-time password) – will be sent via SMS and can be used only once for the specific payment requested.
Aim An additional tool for protection and identification when paying online at merchants, participating in the Visa secure programme.
Fees Please see the Bank’s price list